Protection you can count on, experience you can trust.

Specializing in personal lines, we make insurance clear, simple, and stress‑free. Locally owned and proudly independent since 2004.

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Our Team

Michael Rech

Founder

With a vision for building something meaningful, Mike founded Michael Rech Insurance Agency in 2004. He built the agency on an independent model because he saw the massive advantage it gives our clients. Instead of being locked into a single insurance brand, staying independent allows us to shop the entire market.

His nearly 30 years of experience in all walks of the insurance world makes our services streamlined, straightforward, and highly competitive. When he’s not helping clients, Mike splits his time between Arizona and Washington — traveling, collecting vintage Scorpion bicycles, and hosting dinner parties with friends and family.

Mat Kelley

Agent

After years of managing dedicated customer service in Seattle’s vibrant craft beer industry, Mat joined the team at Michael Rech Insurance Agency. He brings that same people-first, transparent approach to the agency, taking pride in helping clients protect their families, homes, and vehicles.

Growing up in the greater Seattle area, Mat has spent a lifetime outdoors—backpacking, rock climbing, and exploring the Pacific Northwest. He recently moved his family from Ballard to Bellingham and wasted no time competing in the area’s historic Ski to Sea race.

I'm so glad I worked with Mat. He answered all the questions I should have been asking years ago and spotted a coverage I need for my condo but did not have. Bottom line, I know I'm more protected now and am paying less than before.

—Conor Neal
Mat was super helpful working through all our options. Bottom line, we got better coverage and an umbrella liability package (which was new to us) and we still saved money! Awesome follow up by Mat on all my questions. Check him out, you won’t regret it!

—Alan F.
incredibly helpful, easy to talk to and provided me with the best options! I wound up saving a ton of money every year! Thanks so much!

—Adrian Woods
Mat helped us with both our home and car insurance. Not only did he save us money, but he walked us through the plans in a way that was clear and easy to understand. We’ve recommended him to all our friends and family!

—Melissa Laws
Mat not only saved us money on our coverage, but he also found ways to optimize our coverage so that we wouldn't learn the hard way that our previous policies were deficient. We feel confident moving forward and recommend him to anyone whether looking for a personal or commercial policy. He cares about people, and his diligent work shows it. Thank you so much!

—Julius Major

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