About Michael Rech Insurance

Michael Rech Insurance Agency is an independent insurance agency serving the greater Seattle metro area, the Puget sound corridor, and communities across Washington State. We’re family owned, locally operated, and built on clarity, trust and long-term relationships.

Over 20 years of Trusted Guidance

For more than 20 years, we’ve helped Washington families protect what matters most through straightforward advice and coverage that makes sense. We bring seasoned industry experience directly to your local neighborhood, ensuring that you get both veteran expertise and dedicated responsive service.

Our approach is simple: listen first, explain clearly, and deliver options that fit real lives — not just policies. Whether you’re buying a home, insuring a car, or planning for the future, we make personal insurance easy to understand and even easier to manage.

Comprehensive Coverage for Washington Residents

As an Independent agency, we shop the market to find competitive rates and right fit for a variety of insurance needs across King, Snohomish, Whatcom County, and beyond.

  • Personal Lines: Homeowners, Auto, Renters, Landlord, and High-limit Umbrella Policies.

  • Recreational & Toys: Boat, Watercraft, RV, and Motorcycle Insurance.

  • Commercial Lines: General Liability, Commercial Property, Trucking, shipping, and Business Owner Policies (BOP).

A Network of Trusted Carriers

Because we are completely independent, we partner with top-rated national carriers like Liberty Mutual, Travelers, Progressive, Allstate, and many more. We don’t write for just one company; we work for you, matching your unique assets with flexible coverage options.

Clients across Western Washington choose us for our reliable service, local expertise, and personalized guidance that helps them make confident decisions.

Licensed in Property, Casualty, Life & Disability — Proudly serving families and commercial clients throughout Washington State.

Silhouettes of five people walking hand-in-hand along a beach during sunset, with an orange sky in the background.
A blue house with white window frames and a gray roof, surrounded by trees and a front yard with a sidewalk. A blue pickup truck is parked in the driveway.
A large two-story brick house with white trim, arched windows, and black shutters, surrounded by a well-maintained lawn with bushes and trees under a partly cloudy sky.
A boat sailing on a calm, reflective body of water with mountains in the background.